Privacy Policy

The Company ("Company, We, Us, or Ours") Privacy Policy covers our treatment of personal information and other information that We collected. Capitalized terms not defined herein shall have the meaning set forth in the Terms of Use ("Terms of Use"). IF YOU DO NOT AGREE TO THE TERMS OF THIS PRIVACY POLICY IN THEIR ENTIRETY, YOU MAY NOT ACCESS OR OTHERWISE USE THE WEBSITE AND/OR SERVICES.

CONSENT

By visiting or browsing the Website, you consent to the collection, use, storage, and disclosure of Personal Information as set forth in this Privacy Policy.

PERSONAL INFORMATION COLLECTED

For the purposes of this Privacy Policy, "Personal Information" shall mean individually identifiable information from or about an individual. We collect personal information primarily when you use or visit the Website and/or fill out a form. The Personal Information you may be asked to provide could include, without limitation: (a) first and last name; (b) e-mail address; (c) telephone number; and (d) any and all other information that may be needed to provide the services offered.

NON-PERSONAL IDENTIFICATION INFORMATION

We may collect Non-Personal Identification Information about you whenever you interact with the Website. Non-Personal Identification Information may include the browser name, the type of computer, and technical information about your means of connection to the Website, such as the operating system and the Internet service providers utilized and other similar information. The Website may also gather anonymous Non-Personal Identification Information that does not personally identify you, but that may be helpful for improving your experience on the Website.

COOKIES

When you visit the Website, We may send one (1) or more cookies and/or gif files (collectively, "Cookies") to assign an anonymous, unique identifier to the applicable end-user's computer or other devices. A cookie is a piece of data stored on your hard drive containing non-personally identifiable information about you. Cookies have many benefits to enhance your experience at the Website and therefore, We use Cookies to improve the quality of the Website. You may choose to set your web browser to refuse cookies or to alert you when cookies are being sent.

USE OF COLLECTED INFORMATION

We may use your Personal Information for all legal purposes including but not limited to; (i) to verify your identity; (ii) to provide you with content specific to your interests; (iii) to follow up with specific transactions initiated on the Website; (iv) to conduct internal research and reporting; (v) to monitor and improve the use of the Website; (vi) to improve Our products and services; (vii) to respond to your comment questions or inquiries; or (viii) to thank you for feedback.

In addition, We may use your Personal Information in the following ways:

Significant Announcements. We may use your name and e-mail address information to inform you via e-mail message of any significant changes to the Website or services or other significant information that may affect your use of the Website or services.

Product Information and Sales Promotions. We may use the e-mail address information that you have provided to contact you about product and service offers.

ANALYTICS

We may use third-party Service Providers to monitor and analyze the use of Our products and services. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of Our Service. This data is shared with other Google services.

You can opt out of having made your activity on the Website available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents Google Analytics JavaScript from sharing information with Google Analytics about visits and activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: http://www.google.com/intl/en/policies/privacy/

BEHAVIORAL REMARKETING

The Company uses Google AdWords remarketing service, which is provided by Google Inc., to advertise on third-party websites to you after you have visited Our Website. Our Company uses cookies to inform, optimize and serve ads based on your past visits to our Service.

You can opt out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads

Google also recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: http://www.google.com/intl/en/policies/privacy/

SECURITY

The Personal Information that you provide is stored on servers that are located in secured facilities and protected by protocols and procedures designed to ensure the security of such information. However, no server, computer, or communications network or system, or data transmission over the Internet can be guaranteed to be 100% secure. As a result, while We strive to protect user information, We cannot ensure or warrant the security of any information you transmit to Us or through the Website and you acknowledge and agree that you provide such information and engage in such transmissions at your own risk.

Only employees who need personal information to perform a specific job function are granted access to Personal Information.

In compliance with applicable federal and state laws, We shall notify you and any applicable regulatory agencies in the event that We learn of an information security breach with respect to your Personal Information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and engage in remedial measures.

MINORS

Visitors under eighteen (18) years of age (or the applicable age of majority, if greater than eighteen (18) years of age) are not permitted to use and/or submit their personal information at the Website. We do not knowingly solicit or collect information from visitors under eighteen (18) years of age (or the applicable age of majority, if greater than eighteen (18) years of age). If you are a California resident under the age of 18, and a registered user of Our Site or Service, California Business and Professions Code Section 22581 permits you to request and obtain the removal of content or information you have publicly posted. To make such a request, please send an e-mail with a detailed description of the specific content or information to Personal Loan Locator. Please be aware that such a request does not ensure complete or comprehensive removal of the content or information you have posted and that there may be circumstances in which the law does not require or allow removal even if requested.

OPT-OUT/UNSUBSCRIBE

To opt out of receiving e-mail or advertisement communications from Us, you can follow the instructions at the end of the applicable e-mail message.

MOBILE COMMUNICATIONS

You acknowledge, and consent to communications to the mobile phone number information that you have provided. Such communications may be in the form of phone calls, texts, and/or emails.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to change or update this Privacy Policy at any time by posting a notice on the Website indicating changes to the Privacy Policy have been made.

California Privacy Policy

California - Do Not Sell My Info & Privacy Policy

If you are a resident of California this policy applies to you. The California Consumer Privacy Act of 2018 (CCPA) is a law that gives you rights over your personal information subject to certain exemptions.

As a California resident, you have the right to opt-out of having your info sold. You can opt-out by clicking...

WARNING: If you opt-out, we will not be able to help you find a loan or provide you with other products/services that lenders and related providers in our network offer. In order for us to help you, you will have to re-submit your information.

California Privacy Policy

Last Updated: May 19, 2023

This "California Privacy Policy" has disclosures intended for California residents, about your personal information. This California Privacy Policy controls where there are conflicts with our Privacy Policy.

For the purposes of this California Privacy Notice, except where a different definition is noted, the term Information means, information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer or household. Personal information does not include publicly available information, information that has been de-identified or aggregated, or other information covered by certain sector-specific privacy laws.

This California Privacy Policy supplements our Privacy Policy (which can be found at https://personalloanlocator.com/privacy). Further, this California Privacy Policy applies only to the info we collect – if any – that is not already protected by federal privacy laws. Because we are subject to certain federal laws protecting your privacy and the privacy of your personal information, such as the Gramm-Leach-Bliley Act ("GLBA"), the info subject to those federal laws is not subject to the CCPA and not covered by this California Privacy Policy.

Section 1. Summary of Your Privacy Rights

As a California resident,

1. You have a right to know the general categories of info collected about you, where we get your info, why we collect your info, the categories of third-parties that we share your info with, and why we share your info.
2. You have a right to request that we tell you what specific info we have about you.
3. You have a right to request that we delete your info.
4. You have a right to opt-out of having your info sold. (See "Do Not Sell My Info" link, above)
5. You have a right for us not to discriminate against you for exercising these privacy rights.

The above rights are subject to certain legal exemptions, including, but not limited to, where the info is already protected by federal laws such as the GLBA or where granting a request would restrict our ability to comply with our legal obligations or exercise or defend legal claims.

Section 2. Right to Know - General Info

This chart summarizes the info we generally collect about you, why, and from where as well as who we share your info with and why.

We have collected the following categories of personal information in the past twelve (12) months:

We do not knowingly sell the personal information of individuals under 16 years of age.

Section 3. Right to Know - Specific Info

You can request access to the specific info we have about you by sending an email with the Subject Line "CCPA Right to Know" to info@personalloanlocator.com. We will not fulfill your request unless you have provided sufficient information that enables us to reasonably verify that you are the consumer about whom the collected the personal information applies. In order to verify your identity, you will be asked to provide us with certain information that can be compared with the information collected. After we verify your identity, we will send you your info in electronic format that makes it easy for you to send to other companies, subject to any applicable exceptions.

You may also designate an authorized agent, in writing or through a power of attorney, to exercise the above rights on your behalf. The authorized agent may submit a request to exercise these rights by emailing the letter of authorization or power of attorney to info@personalloanlocator.com.

Section 4. Right to Delete

You can request the deletion of your info by sending an email with the Subject Line "CCPA Right to Delete" to info@personalloanlocator.com. We will not fulfill your request unless you have provided sufficient information that enables us to reasonably verify that you are the consumer about whom the collected personal information concerns. In order to verify your identity, you will be asked to provide us with certain information that can be compared with the information collected. Please list what info you wish to have deleted, using the categories listed in Section 2 above. After verifying your identity, we will delete and confirm deletion of your information, subject to any applicable exceptions.

You may also designate an authorized agent, in writing or through a power of attorney, to exercise the above rights on your behalf. The authorized agent may submit a request to exercise these rights by emailing the letter of authorization or power of attorney to info@personalloanlocator.com.

Section 5. Direct Marketing by Third Parties

We disclose info to third parties for their own direct marketing purposes. California residents have the right to request information regarding such practices under California's "Shine the Light" law. If you are a California resident and would like to inquire further, please email info@personalloanlocator.com.

Section 6. Notice of Right to Opt-Out

We sell info as further detailed in Section 2 of this California Privacy Notice. If you wish to request an opt-out of such sales, you may do so by emailing us at info@personalloanlocator.com or by clicking the "Do Not Sell my Information link located near the beginning of this policy.

WARNING: If you opt-out, we will not be able to help you find a loan or provide you with other products/services that lenders and related providers in our network offer. In order for us to help you, you will have to re-submit your information.

Section 7. How to Contact Us

If you have any questions about this California Privacy Policy or wish to exercise one of the privacy rights detailed above, please submit a rights request or otherwise contact us by emailing info@personalloanlocator.com or sending a letter to:

Protect Personal Loans
6670 Kalamazoo Ave ste. D, Box 156
Kentwood MI 49508

Last Updated: 9/15/2023